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Wednesday, May 27, 2015

Preparing Your Child For Summer Camp

Hot days and warm nights.  Fireflies, campfires, smores and wiener roasts.  Tents, sleeping bags, flashlights and bug spray.  Don't you just love summer?

 

Did you go to summer camp as a kid?  I did.  I remember the excitement building up to leaving for camp.  Packing summer clothes, swimsuits and sun block. Stocking up on favorite snacks for after lights out.  I always had to have my diary and a couple of pens so I could capture the highlights of every day on the pages.  How did I know that in my adult years I'd need those diaries to remember much of my childhood?

Wednesday, May 13, 2015

Before You Ask Someone To Be Your Executor

About 30 years ago, our best friends asked my husband and me to be executors of their estate and take custody of their children if something happened to them. We gladly accepted. Afterall, we loved them and wanted to help.  But we had no idea what was being asked of us.

 

We're so very thankful that nothing did happen.  Their kids are fully grown adults now and our friends are still alive a well.  Thank God for that!


Friday, May 8, 2015

An Entrepreneurial-Minded Mom's Advice

Most everyone I know has had that "aha" moment when they think of a better way to do something or has a great new idea.  For those who've taken something from a thought and made it a reality, congratulations!  Give yourself a pat on the back...you're an entrepreneur.


Nick Marino
My youngest son has entrepreneur written all over him. He keeps a pad and pen next to his bed for those moments when he wakes up to write down an idea.  He uses his smart phone "notepad" to jot down ideas he has during the day.  While he has some really wonderful ideas, until recently he's either been unable to act upon them fast enough and someone else beats him to it or he's been unsure how to go from idea to realization.  That can be very discouraging and make one want to give up on their dreams.

Tuesday, April 21, 2015

Tips For Parents From Firefighters

Today we saw a tip from Jackson Fire Department's Facebook page that was so good we wanted to share it with our readers. 


Here is the tip they wrote for parents copied directly from their Facebook page:

"Too often firefighters come upon a vehicle accident where the parent(s) are unconscious and there are children in the car who are too young to communicate useful information. Here is a tip for all you parents out there: place a sticker on each child's car seat providing firefighters and emergency personnel valuable information such as child's name, DOB, parents names, emergency contact information, any medical conditions the child may have and medications. Also, please remember to update this information as needed. As first responders, we do thoroughly look at the car seats after a traffic collision, they can tell us a lot about the damage suffered and the impact itself. We will find these stickers if you place them in a spot where the information is not easily seen from the outside of the car if you are worried about others having that information."

Thursday, April 9, 2015

Personal Health Record

Many of us in the sandwich generation are trying to manage our own health as well as helping our elderly loved one's health and children's too.  It can be very overwhelming.  So overwhelming that often times we forgo keeping our own health on track.  

 

The thought of keeping a personal health record for ourselves and others in the family falls way down the priority list...until something happens.  But in this blog by the Mayo Clinic, they highly recommend that everyone keep a personal health record and make sure that record is available even in an emergency.  That's easier said than done.

Thursday, April 2, 2015

Tax Records - How long do I have to hold onto them?

It's tax time.  And when we finish the taxes, many of us pack away the records we kept for the past year.  But what about those old records from years ago?  Do we still have to keep them in the basement or in the back of a closet? Can we throw them away?


If you perform an online search for "document retention guidelines" you'll find a lot of information regarding document storage periods, but you have to dig pretty deep to find hard and fast rules.  Even then you may come up empty-handed.

Even the irs.gov site has an "it depends" clause. So how long should you keep documents?  Well, we did some of that research for you and included our findings in a checklist that we provide to anyone who might find it useful.

Friday, March 27, 2015

National Healtcare Decision Day - Part 3

April 16th is National Healthcare Decision Day.


For the past two weeks, we've discussed Healthcare Powers of Attorney, their importance and the family benefits they and other similar documents provide.  This blog discusses a few practical matters.

Do Something - Now


Estate planning is one task that is very easy to avoid.  There is always something else that is more
urgent, more interesting and more fun.  I know.  I delayed for years, myself.  But a little cardiac scare was my catalyst.

My wife and I went to a respected local attorney who specializes in estate planning.  He looked at what we had done and though we had put all of our assets in joint tenancy with right of survivor-ship, that was less than half of what we needed to do  It seems that if my wife and I died in a common accident, mostly everything would be distributed through the wills, which must be probated to let the kids sell the house and distribute other assets.